In an effort to increase the use of electronic payments and expand access to electronic financial services, the Uruguayan government passed a new financial inclusion law on 24 April 2014. Key aspects of the law include: Employees must be given the option to receive salary payments directly into a bank or e-wallet account; the payment form is required after three years Beginning 1 August 2014, the VAT on goods and services purchased by final consumers using debit cards or other means of electronic payment will be reduced by 2% (current standard rate is 22%, reduced rate is 10%) Uruguay's executive...