Finland's Ministry of Social Affairs and Health has announced the health insurance contribution rates for 2019. For employers, the health insurance contribution rate is reduced from 0.86% to 0.77%. For employees, the contribution rate is increased from 1.53% to 1.54% for those with annual salary of at least EUR 14,282. If annual salary is below that amount, a 0% rate applies. The health insurance rate for employees includes two components; a daily allowance contribution and a medicare contribution. For 2019, the 1.54% rate is for the daily allowance contribution on gross salary, while the medicare contribution on salary is 0.00%.